1- Emphasize setting a personal challenge goal
Have sellers make a commitment to be their group or sub-group’s best salesperson. Structure their sales efforts to emphasize achievement, not failure.

2- Have sellers state their solo goal out loud
By publicly stating what you’ll accomplish to your peer group, you’ve reinforced the commitment. Who wants to say publicly that they’ll fail to achieve?

3- Make a prospect list
All sellers should make a list of prospective customers before they start. Review it and make sure they have at least ten targets.

4- Define your best customers
Stick to the people you know – friends, relatives, neighbors, etc. Don’t forget co-workers and out-of-town contacts for your major fundraisers.

5- Rehearse the sales pitch
Have everyone practice your group’s sales pitch at home. Fine tune your two-sentence value proposition and make sure that every seller uses it. Be armed and dangerous

6- Be prepared
Sellers should carry their order form and sales materials wherever they go. You never know when a good prospect will emerge!

7- Smile and introduce yourself
Remind all your sellers to smile and introduce themselves before launching into their two-sentence pitch. Use the power of the word need when stating the group’s goal and your first request for help. It’s an extremely potent trigger word. We need your help because our band needs new uniforms.

8- Ask for the order
Always include a direct request for an order in your sales script after the because statement. Can you help us meet our goal?

9- Personalize by picking favorites
Tell each seller to find one or two items that they like and then promote those enthusiastically.These green ones are great.

10- Ask for more business
After the initial order is placed, offer supplemental items for more revenue or ask for referrals, etc. Ask these questions:
Can I show you another program we’re offering because it’s a great deal too?
Can you think of anyone else I should contact?

11- Make it easy to buy
Do everything you can to make buying your offering easier. Offer to fill out the form yourself. Remind the prospect that a certain item makes a good gift or that it’s all for a good cause.

Follow these fundraising sales tips and you’ll maximize your fundraising sales success.[*]

source: free articles

Since there are certain financial commitments you need to meet throughout life and do contribute in some way to the family income, you need to provide something even in death-to secure the home, help the family meet expenses for a while, protect dependant parents, or secure the children or spouse.

Financial obligations could include funeral expenses, unsettled medical bills, mortgages, business commitments, meeting the college expenses of the children, and so on.

How much insurance a person needs would vary, depending on lifestyle, financial needs and sources of income, debts, and the number of dependants? An insurance adviser or agent would recommend that you take insurance that amounts to five to ten times your annual income. It is best to sit down with an expert and go through the reasons why you should consider insurance and what kind of insurance planning would benefit you.

As an important part of your financial plan insurance provides peace of mind for any uncertainties in life.

1. Life insurance correctly planned will on premature death provide funds to deal with monies due, mortgages, and living expenses. It offers protection to the family you leave behind and serves as a cash resource.

2. It secures your hard earned estate on death by providing tax free cash which can be utilized to pay estate and death duties and to tide over business and personal expenses.

3. Life insurance can have a savings or pension component that provides for you during retirement.

4. Some policies have riders like coverage of critical illness or term insurance for the children or spouse. There are certain rules regarding eligibility for riders which you will need to determine clearly.

5. Having a valid insurance policy is considered as financial assets which improves your credit rating when you need health insurance or a home loan or business loan.

6. In case of bankruptcy, the cash value as well as death benefits of an insurance policy is exempt from creditors.

7. Life insurance can be planned such that it will cover even your funeral expenses.

8. Term life insurance has double benefits, it protects and you can get your money back during strategic points in your life.

9. Insurance protects your business from financial loss or any liabilities in case a business partner dies.

10. It can contribute towards maintaining a family’s life style when one contributing partner suddenly dies.

Insurance is vital to good financial planning and security but you would need to assess your personal risk and long term commitments. Insurance stands a person in good stead throughout life and can be used in case of emergencies during a life time by requesting a withdrawal or loan.[*]

sources: free articles

Whether CCTV is installed secretly or openly, modern digital communication technology enables SMS to monitor the situation anywhere in the world. Using telemetry, control can be maintained over cameras, lights, gates indeed any building management function.

CCTV monitoring falls into two categories, reactive or proactive and both require a different level of service.

Reactive CCTV monitoring involves alarm detection on site which initiates a picture transmission to the monitoring centre. Depending on the requirements and the situation the alarm is dispatched to a response agency.

Proactive monitoring is real time, for example city centre or high street locations. In this instance the operator is constantly reviewing the location and informing security or the emergency services to dangerous situations.
In both types of monitoring there is recorded evidence of what was seen and often this is used to assist the police in their enquiries. Historical evidence is used to supplement non related incidents, enabling the police to build a case.
CCTV in the public sector is governed by the data protection act and the human rights act, it is there to protect the benefit of the public not to spy on them.

CCTV is also used to supplement intruder alarm systems to provide confirmation that there is someone on site and that the alarm received is not false.

All Coverer’s Remote Monitoring service give you peace of mind that your critical network devices such as your servers, routers, firewall and network services such as email, web and backup are running smoothly.[*]

source: free articles

Don’t wait until you have a claim to review your policy and to know your rights.

Here are some reasons why you should get a homeowner insurance.

You are recommended to buy a Homeowners Insurance, which covers five or six coverages rather than specific policy for specific coverage. Buying separate policies will cost you much.

Homeowners policy include five coverages.

Dwelling coverage: This coverage of homeowners policy will pay you in case of damage to your outstanding building like garage or storage sheds and your home.

Personal property coverage: It will pay when your household items like furniture, television, freeze or clothing are stolen, damaged or destroyed.

Liability coverage: It protects you in case you are responsible for someone else’s injury or property damage. In such cases homeowners insurance will soon provide you with a minimum of 20,000 USD as coverage. Policyholders can buy an extra premium of $1 million.

Medical payments coverage: It pays all medical bills if someone gets injured even in the premises of your property. Medical coverage also covers certain injuries such as your dog biting someone in your house. You can get a basic coverage of $500. This can be increased upto$5000 by paying extra charges.

Loss of use – If your house is damaged due to any reason and you have no where to live, in such condition your living expenses will be paid by the homeowners policy.

Thus you can make your home and your life secure with Homeowners insurance policy.[*]

source: free artiles

Here are just a couple of tips I have found to be helpful in maximizing your Network Marketing Business:

1. Use your products regularly. This is Number 1 for a reason, this is the most ignored part of ANY network marketing business. How do you expect your business to succeed if you will not even use your own products? It does seem silly to even have to bring this up, but there are many who are not using their own products, and wonder why they are not making any money. Make a commitment to use your products for a year, and see where your business goes.

2. Educate yourself constantly. This is very important! You must rid yourself of negative ideas, sometimes referred to as “stinkin thinkin”. This can be done in a variety of ways. I recommend reading at least 15 minutes a day, but try to shoot for 30. Business and self-help books are a great way to start. Don’t forget your Multi-level magazines, as they are full of tips and advice. Lastly, listen to cassette tapes on multi-level tips from top earners in your business.

3. Spend as much time as possible with your upline. Your upline should have only one goal in mind, To Help You Succeed! They are a vast source of knowledge and information. Mingle with top distributors in your group, or other groups, and ask how they made it. Most everyone should be more than happy to provide you with excellent tips and advice.

4. Present your products and marketing plan personally to at least one person daily. Remember above when I said you are going to have to work, well here it is. Now here is the key, the prospects to whom you present your plan, do not have to be yours personally. Show the plan for your downline, and not only will you create “security” by placing members in your downlines’ downline, it will also give you a boost in your personal income! I can guarantee if you were to follow this rule for 6 months, you would create a downline with enough width and depth to create an income to sustain you and your family for life.

5. Care for your downline. An entire book can be written on this topic. Usually, it’s the little things that show you really care. Try to maintain regular contact, and always praise your distributor’s accomplishments. You can even offer incentives for specific achievements, such as money, travel, recognition, or other rewards, to help motivate your group.<

6. Duplicate yourself by making distributors independent of you. This will help to multiply your time, thus making you and your group more effective. Always lead by example. Never stop recruiting, training and retailing. Remember the KISS formula – “Keep It Simple, Sweety” I know, I know, I changed the last word, but it maintains the meaning. This can be done my conducting simple, brief, yet dramatic presentations, and teaching your downline to do the same.

7. Create a large customer base. This is another largely ignored, yet very important, piece of your network marketing business. Many try so hard to build a huge downline, that they forget how much profit they could also make by selling their products to retail customers. Some people will just not want to become part of your downline, no matter how great a product/system you may have. This does not mean they will not be personally interested in your product. Try to make everyone your customer. Once you earn their trust, they will come to you more, and perhaps even join your downline later. Always “leave the door open”, as people’s needs do change.

8. Focus on your customers needs. You must give customers more than they expect, and always satisfy your customers complaints immediately. Try to listen 80% of the time, and talk only 20%. As stated above, your customers can be a huge source of future referrals and/or business. You must earn and maintain their trust. Once you have their trust, you can always ask for referrals, which leads to even more business and a larger downline.

9. Set daily, weekly, monthly, and yearly goals – and Write Them Down! You may have heard the expression, “How do you eat an elephant? One bite at a time.” Breaking up a larger goal into smaller easily attainable goals, is the key to success. You cannot just jump to the end, you have to make progress everyday. Writing them down is another largely ignored, important tip to help you succeed. A goal is just a “passing thought”, or “wish” until you put it in writing. That is when it becomes concrete and real. It is also a great idea to keep a business journal of your daily activities, as it will help you to become more productive and time-conscious.

10. Get Out There And Do It Now! All of the knowledge in the world is useless and unprofitable, until you put the most important ingredient of them all in place. This “secret” ingredient should come as no surprise at all, but this is the #1 reason for failure at anything in life. It is ACTION! Remember, knowledge is useless without action.

Following these steps will almost give you immediate results. Thank you for reading this, and I truly hope this has provided you with valuable information to help you and your business grow and succeed.[*]

sources: free articles

Outsourcing means to take business or other process of a company to an outside firm. Many processes including tax return preparation, accounting, bookkeeping has been successfully outsourced to many outsourcing companies. Tax preparation outsourcing has many benefits and more and more accounting firms and CPAs are increasingly undertaking the process. The process enables accounting firms to meet customer demand and earn profit for their firm.

The first benefit of outsourcing is that you will be able to meet huge customer demand without the addition of any new staff and also without any new financial investment. Tax return outsourcing lets an accounting firm hire the services of offshore tax return calculating professionals. Most of the outsourcing work is done by professionals in the third world countries. These countries have enormous manpower and they are also highly qualified. So, you get professionals with the best capability to do the work for you and meet client demands and deadlines.

If you undertake tax return outsourcing for your firm, you will not have to spend a single extra dime. This is possible simply because the outsourcing work is done in countries where the monetary value is much lower than USD. This means that the money which you pay for your outsourcing work is much lower than what you would require for paying an employee in the US. Also you do not have to spend extra for insurance and other employee benefits.

It is not so simple to find a good outsourcing company which will do tax preparation outsourcing for you. No doubt there are plenty of firms which provide outsourcings service to clients, but you need to scout around a lot to find the best outsourcing company to do the work for your firm. The firm must be perfectly efficient in doing all types of accounting and tax return outsourcing work for you.

The one thing which you must check in a firm providing tax return outsourcing is the security features which they have in place. In this internet age online security is of vital importance to anybody. Increasing online fraud and identity theft has made people skeptical about disclosing their personal information and financial data online. See if the security measures of the outsourcing company are stringent enough to protect your customer identity and data. If you are satisfied with all the services provided then only go ahead and hire their services. There is no dearth of companies providing tax return outsourcing, so never settle for the second best option.[*]

sources: free articles

It’s truly remarkable that real estate prices in India have almost doubled since the beginning of 2003 and are set to double once again over the next three to five years. Now it’s not just Tier 1 cities like Bombay, Delhi and Bangalore that are seeing rapid real estate price appreciation, but even Tier 2 cities like Pune, Thane, Nasik, Hyderabad, Jaipur and Chandigarh that are seeing property prices begin to climb. So what are the reasons for the property boom in India?

#Increase in demand for both commercial and residential real estate

#Low interest rates

#Tax benefits

#Rise in disposable income

#Growing middle class

In 1995, the average cost of a home was about 22 times the average annual salary. Now the average home costs about 4.7 times the annual salary of a homeowner. The interest rates on housing loans has decreased from 18% in 1995 to 8.5% at present. In 2000, less than 10% of people under 30 owned their own homes in India now almost 24% of people under the age of 30 own their own homes.

The increasing affluence of the Indian middle class and more liberal lending policies by banks have added to the increased demand for residential property. India is adding 100,000 people every day to its middle class, the fastest rate anywhere in the world. About 14 million college graduates are entering the Indian work-force every year. That’s astonishing to me at least.

With job opportunities expanding in big cities and urban areas, lifestyles and family values are also changing. No longer does the typical Indian household consist of large families with parents, grandparent and kids often under the same roof.

While demand for land has been increasing rapidly due to the above mentioned factors, the supply has not kept pace. A large percentage of land holdings do not have clear titles and is typically held by individuals and families which makes the organized dealing and transfer of titles cumbersome.

Property prices are expected to continue northwards especially in Tier 2 cities where the appreciation has been far more muted than in the Tier 1 cities.

I think my approach of acquiring residential property, leasing it out for a few years and then selling the properties should create a very exciting opportunity for price appreciation. Let me give you a quick personal example.

I bought a 2800 square feet apartment with 4 bedrooms and 4 baths one and a half years ago in Pune at a price of $42.25/square feet or total of $118k. I have leased that place out for approximately $2,100/month with the tenant paying all maintenance and utility charges.

At present the property is worth $60/square foot or $168,000. So, I have made almost 50% on my investment plus received about $36,000 in rent for the last 18 months.

Sources: free articles

Let’s face it – People buy from people they trust. People trust people who are like them. The more you behave like your prospect the more they will trust you. This is the core of relationships.

Much research has been done on the determining factors of creating rapport with prospects. It’s not what you say that counts, it’s how you say it. These are the three components in communication for developing rapport. Words, Voice qualities and Physiology. These three elements equal 100%. What’s your best guess on the breakdown?

Your words are only 7% of your communication. Your voice qualities are 38% and your physiology is 55%. That means that what you say is the least significant. How you say it and how your carry your body are the most important factors in your ability to create rapport with your prospect.

It’s important to speak your prospects language. You already know how to be who you are – it takes an elegant persuader to care enough about the other person to enter their world. Everyone wears different glasses to perceive the world. Your job is to find out what glasses they are wearing and speak to your prospect about your services with their glasses on. When someone feels like you understand them, their trust level goes up significantly and are more likely to buy.

There are three basic types of people Visual, Auditory and Kinesthetic. Identify which one your prospect is and enter their world. Keep in mind in different circumstances people are all three. People tend to favor one more than the others. You use both of your hands, but tend to favor one more than the other.

Selling Strategies for the Visual Person

Visual people tend to look upwards, speak rapidly and have high levels of energy. They love to look good and will usually dress to perfection. Visual people love visual information. They speak in visual terms and they want you to do likewise. They love to see the goods, not talk about them. The look of the goods is vitally important in assisting them to make a positive buying decision.

Keep this overview in mind as we present you with a picture on how to highlight your presentations to Visuals in a way that is both illuminating and compelling at the same time. Can you see what we are looking for?

1. For a visual prospect, a picture is truly worth a thousand words. Use charts, graphs, photos, and slides. Reinforce your presentation by using the blackboard. Bring videos if you have them.

2. Use visual words to pace their information gathering process. Develop beautiful pictures through your language. Use phrases in summation and closing like, “Is that clear to you?,” “Imagine how this will….” or “How does this look to you?”

3. Glance upward occasionally. If you want your customer to imagine something or think visually, you can guide them to access visually. Looking upward will enhance their ability to form lasting mental pictures.

4. Write things down for your visual client throughout the sales call. Write important points down as you summarize. Encourage them to take notes. When you close the sale with a visual client write everything down so they can see the agreement.

5. Dressing professionally is important with any client. It is especially important with the visual client who will look for the “image” you have created with your clothes and your briefcase.

6. Visual clients “notice” everything. Pay attention to detail and the way things look. The package is as important as the product
to Visuals.

7. And last, but most importantly, paint vivid and compelling pictures. The more vivid the picture, the more powerful the influence.

Selling Strategies for the Auditory Person

Auditory people tend to be more centered. Their eyes tend to move with their ears. Auditory people love auditory information. They speak in auditory terms and they want you to do likewise. They love to hear about your product, not necessarily see it. What others have said about your product is very valuable information.

Record this information in your mind so you tune in to your auditory prospect. Give them an earful of persuasion and listen to them to ask you for more. Can you hear what we are saying? Are we beginning to sing the same tune?

1. Use auditory words and phrases like, “Does that sound good to you?”, “Are we in harmony on this?”, “Shall I speak more directly about the facts and statistics?” or “This plate stamping machine is twice as quiet as the one you now have.”

2. Quote testimonials and endorsements with your auditory clients. Auditory people think in “words” rather than feelings or pictures. They love to hear what other people have to say about your products or services.

3. Use your voice to hold the Auditory’s attention. Change tone, volume, pitch and speech rate to verbally emphasize and enhance your sales points. Auditory prospects will pay as much attention, if not more, to how you speak as to what you say.<

4. Tell the auditory customer lots of stories. Story telling in sales is powerful with everyone, and it is especially important with auditory prospects.

5. If you have to send them some information they often will not enjoy reading a brochure, so send a cassette tape outlining benefits, features etc. Use all the verbal information you can to move the sale forward. Get audio tapes into the hands and ears of your auditory leads right away. If your company does TV or radio advertising, ask your auditory client if they have heard your latest ads.

6. Have frequent telephone conversations with your auditory prospects. Even a brief call will mean a great deal to them.

7. Summarize agreements verbally after closing, using such a phrase as : “We are speaking about (summarize details.)” Remember, the Auditory hears everything. Give them exciting and motivating words that will play in their internally driven tape player long after the sales call is through.

8. It is important to know that auditory people find it hard to look at you and listen to what you are saying, so give them subconscious approval for looking away, by not demanding eye contact. They need to concentrate on what they hear and that’s why they look away from you. Also, don’t speak to rapidly or you will lose them.

Selling Strategies for the Kinesthetic Person

Kinesthetic people are more low keyed, typically the like to look down to connect with their feelings. Kinesthetic people love kinesthetic information. They react to kinesthetic terms and they want you to do likewise. They love to touch the goods, so let them get their hands all over the product. They must absolutely feel good about their decision, so help them get in touch with their feelings.

Grasp the important points in this section as we drive home the hard hitting strategies that work long and hard in putting deals together with the Kinesthetic. When these strategies sink in and you feel good about using them to nail down transactions with the Kinesthetic, you will have reached another plateau.

1. Use Kinesthetic words and phrases like, “Are you comfortable with this?”, “How do you feel about that?” or “Do you need a more concrete example?” Talk about common interests, sports, family and let them know you care about their feelings. They want to know that you care about them and you are their friend.

2. Meet face to face with Kinesthetic clients. Don’t rely too much on phone calls or written communication. They crave the head to head, belly to belly feeling that only one on one communication can give. Match them: if they have their jacket off, their tie loosened, do the same. They typically like to dress comfortably.

3. Get the kinesthetic physically involved with your presentation. Have them mark up your brochure. Have them walk through your proposal. If you are demonstrating a product they can use, encourage them to test the product out to find how it feels. Encourage them to hold the product, use the computer, feel the car finish, touch the rock fireplace, walk around the yard, stroke the leather seats get comfortable on the couch, etc. Make sure they are always physically comfortable. If they are not, they won’t stay “with” your presentation.

4. Tell moving, emotionally based stories about your product and, most importantly, about the impact of your product or service on people just like them. Strongly communicate your emotional commitment to your product, to what you are selling. Then link commitment to your commitment to serving them.

5. Glance downwards occasionally. Kinesthetic people will intuitively pick it up and know that you are emotionally involved in your product. You can also guide them to access their feelings by glancing down and getting them to follow your lead. Typically, they are not comfortable with constant eye contact.

6. Kinesthetic people often like to be touched. They shake hands forever, often with the old “two-handed, let’s hold this contact for a long, long time” approach. Since this is so appealing to them, an occasional pat on the back will fire off strong positive feelings. When you close the sale or come to some major commitment, shake hands on it. That gesture means a lot to a Kinesthetic person.
Your prospect wants to know that you care about them. It is very easy for a salesperson to sell their product or service based on their values. Your values are what sold you to sell your product. Your prospects values for buying may not be the same as your values. It is critical that you take the time to find out your prospects values, and what needs to happen in order for them to experience that value around your product.

Lastly, you want to attract sales, instead of chasing, selling, promoting, seducing or going after it. Attraction is when people come to you. Selling, promoting, seducing and chasing is when you go after them. When you set up your life for sales to come to you invite effortless success into your life.[*]

Sources: free articles

The Forex Exchange was established in 1971. This market grew at a steady rate throughout the 1970′s, but in the 1980′s Forex grew from trading $70 billion per day to over $1.5 trillion each day.

There are many huge players in Forex, but it is accessible to the individual trader. Each lot traded is worth approximately $100,000. By using leverage, an individual trader is only required to have a $1000 investment in the trade. This is a 100:1 leverage. No other market offers this amount of leverage.

Forex is also an extremely liquid market. Because it is so large, you can buy or sell in only seconds where your trade is only a mouse click away. You can also preset an automatic close for your position. This means you don’t have to sit and watch your position, just place the trade, set an exit point and go what you want.

Forex trades virtually 24 hours, 7 days a week. It only closes from Friday afternoon until Sunday evening. This makes it possible to set your own trading hours. If you trade part time and want to place your trade at 3am, log into your account and trade. If you are a full time trader, the same applies. No other market lets you pick the hours you trade.

There are no commissions charged on Forex, only a small transaction fee. This is not possible in any other market, as brokers charge a commission on each trade in all other markets.

Because currencies are traded in pairs, so you are buying one currency and selling the other. For example, if an investor believes the US dollar will gain against the euro, you would buy the US dollar and sell the euro. It’s just that simple.

The potential for profit is good as there is always movement between currencies. Even a small change can result in substantial profits because of the large amount of money involved in the transaction.

First and foremost, before just opening an account and blindly making some trades, you need proper training. Study the market, learn the terms used in trading, set up a demo account with a currency broker. Then, and only then, use real money to trade.

Sources: free articles

Then there is the well documented advantage of diversification. Risk is reduced by holding several non correlated investments. Put simply, some go up, some go down and combined, the return levels off the fluctuations, or risk.

Finally, a mutual fund offers smaller investors a chance to invest in small increments rather than having to save a large chunk of cash to purchase 100 shares of stock.

Given the above advantages, it’s no wonder that mutual funds have become a very popular form of investing. Now there are thousands of mutual funds to choose from, so how does one make a selection? Here are a few tips:

1. Do not be seduced to jump on the recently performing best fund. It may seem like the safe and rational thing to do, but like individual stocks, you want to buy low and sell high, not buy high and pray for more growth.

2. Even good funds may not be able to overcome the force of the overall market. You should be looking for funds that can exceed the broad market without increasing risk. Each fund has certain risk parameters that it is required to follow. Read the prospectus closely to understand what these are.

3. Limit the number of funds that you own. Unless you are trying to simply achieve the same returns as the broad market, diversifying into many mutual funds will not reduce your risk or increase your return by much.

4. Funds that become too popular and too big tend to slip in performance. There are several reasons for this.

One final point to keep in mind is that the type of fund will totally depend on your investment objectives. There are certain funds that are designed for your objectives be they retirement, income, growth, funding the kids college, etc.[*]

Sources: free articles

Most of the life insurance policies offer variety of options but term life insurance offer only limited flexibility. Additionally, term life insurance does not make any cash value or any residual. After the expiry of term life insurance policy, there is no use of it, you just need to renew it or purchase a new one.

It is also true that options are more readily available with other insurance solutions. Despite simplicity and limitations, term life insurance is still sensible among many customers.

Those who need temporary life insurance protection should prefer term life insurance policy. Some times it happens that an individual is not covered by any life insurance policy due to some reasons, under such circumstances, a term life insurance can fill the gap, protecting the financial interests of their family. If you also need life insurance coverage for a short period, term life insurance comes in picture.

Term life insurance is mostly meant for young working people with families. You can quickly find the best term life insurance quote using Internet. While searching for online term life insurance quotes you should keep some points in mind like the premium to be paid, term of the insurance, term life insurance rate, authenticity of the company etc. You can find affordable term life insurance by searching online life insurance companies. By comparing life insurance policies of different companies you can find the best term life insurance policy suitable for you. Life insurance is a must for all of us. Do not postpone it any more. Get a new life insurance. Good luck. [*]

Sources: free articles

There are two ways of obtaining PR. One way is through press releases, in which you share news about events or accomplishments within your company or organization. This form of PR gives you full control over how your company looks to the public. Your public, is anyone who has an interest of one type or another in your business such as your employees, customers, suppliers, competition and the press. How you are percieved by the public has a huge impact on the future of your business.

When issuing a press release make sure that the information provided is of interest to the readers or viewers of that particular publication. The heading of the press release should grab the readers attention and prompt them to continue reading. Make sure you are targeting publications which would be interested in your information. You wont have much success submitting a press release about christmas ornaments to a publication which targets outdoor life.

Testimonials and case histories are useful when overcoming objections, building credibility, and demonstrating customer satisfaction with your company and products. Generally, testimonials do not make up the bulk of a press release. Although it helps to add in a positive quote from a satisfied customer, make sure the comment is in direct relation to the focus of your press release.

Good PR from satisfied customers can bring you a whopping customer base, yet at the same time one shred of negative PR from an unhappy customer can cause your business considerable damage. When in a one-on-one meeting your customer should do most of the talking. Your customers are worth listening to and their feedback is valuable information! Take the time to listen to their questions and comments as it will help you to understand their needs and make sure they are satisfied with your service. If you are doing most of the talking, chances are, your customers are going to feel pressured or turned off and you run the risk of losing a sale as well as a customer.

Building a relationship with the public is an important aspect of promoting your business and building a solid customer base. Staying in touch with your customers will not only improve your customer relations, but will keep your name foremost in the minds of your customers and prospects and keep them coming back. [*]

Sources: free articles

Segregated funds offer the following major benefits that are not offered by the traditional mutual fund.

1. Segregated funds offer a guarantee of principal upon maturity of the fund or upon the death of the investor. Thus, there is a 100 percent guarantee on the investment at maturity or death (this may differ for some funds), minus any withdrawals and management fees – even if the market value of the investment has declined. Most segregated funds have a maturity of 10 years after you initial investment.

2. Segregated funds offer creditor protection. If you go bankrupt, creditors cannot access your segregated fund.

3. Segregated funds avoid estate probate fees upon the death of the investor.

4. Segregated funds have a “freeze option” allowing investors to lock in investment gains and thereby increase their investment guarantee. This can be powerful strategy during volatile capital markets.

Segregated funds also offer the following less important benefits:

1. Segregated funds issue a T3 tax slip each year-end, which reports all gains or losses from purchases and redemptions that were made by the investor. This makes calculating your taxes very easy.

2. Segregated funds can serve as an “in trust account,” which is useful if you wish to give money to minor children, but with some strings attached.

3. Segregated funds allocate their annual distributions on the basis of how long an investor has invested in the fund during the year, not on the basis of the number of units outstanding. With mutual funds, an investor can invest in November and immediately incur a large tax bill when a capital gain distribution is declared at year-end.

There has been a lot of marketing and publicity surrounding segregated funds and how much value should be placed on their guarantee of principle protection. In the entire mutual fund universe, there have been only three very aggressive and specialized funds that lost money during any 10-year period since 1980. Thus, the odds of losing money after ten years are extremely low. If you decide you need a guarantee, it can cost as much as 1/2 percent per year in additional fees.

However, with further market volatility these guarantees could be very worthwhile. In addition, most major mutual fund companies also offer segregated funds.[*]

resources: free articles.

Sempat khawatir alexa turun lagi, tapi beberapa faktor turut membantu dalam meingkatkan traffic sehingga sedikit demi sedikit naik ke level 135,000, mudah-mudahan semakin naik dibawah 100,000. Salah satunya mungkin pengaruh dari award backlink serta kunjungan semua sahabat, thanks all.

Walaupun sedikit terlambat posting, namun tidak ada salahnya pada kesempatan ini ijinkan saya untuk mengucapkan  “Marhaban Ya Ramadhan, Selamat Menunaikan Ibadah Puasa Ramadhan 1430 H”.

Hampir mirip Mas Bhakti (mas bonus backlink saya berikan di postingan ini ) bedanya dua hari puasa berjalan, kalau saya empat hari puasa sudah berjalan baru bisa memberikan ucapan.

Pengaruh Bandwidth Indosat M2 yang sudah habis sebelum waktunya mungkin salah satu faktor yang menyebabkan saya sulit terhubung dengan internet. Sehingga untuk blog yang berat sangat sulit untuk dibuka, mungkin besok lusa sudah dapat kembali normal untuk browsing.  Sesuai temanya sehingga tidak akan banyak yang bisa saya tulis disini, terutama sambil menunggu akses normal kembali, saya akan teruskan dengan kegiatan offline lainnya.  Selamat beraktifitas! .

]]> http://titobudiman.com/index.php/selamat-menunaikan-puasa-ramadan-1430-h/feed/ 1 http://titobudiman.com/index.php/komentar-spam-antara-approve-dan-unapprove/ http://titobudiman.com/index.php/komentar-spam-antara-approve-dan-unapprove/#comments Wed, 12 Aug 2009 15:39:45 +0000 Tito http://titobudiman.com/?p=951 Jika sahabat semua melihat akismet spam blog ini berjumlah kurang lebih 2.600-an mungkin cukup banyak untuk ukuran blog yang baru berumur beberapa bulan. Sehingga sempat saya lakukan  filter Re-Captcha dengan harapan mampu mengurangi spam komentar yang masuk. Namun sepertinya sama saja, tidak memberikan dampak yang sangat mencolok. Justru semakin banyak bertaburan komentar yang masuk dalam kategori spam. Namun salah satu keuntungan dari Re-Captcha ini setidaknya untuk menhindari komentar yang dilakukan oleh robots/bots, jadi sangat yakin sekali kalau yang bekomentar disini bersumber dari manusia semua bukan berasal dari robots/bots. (jadi bolak-balik gini ).

Sebetulnya saya kasihan juga kepada sahabat blogger yang telah memberikan komentar namun dianggap sebagai spam oleh akismet maupun Re-Captcha. Sehingga beberapa komentar dari sahabat yang telah saya kenal dan berkunjung ke blog ini sempat saya approve untuk dimasukan dalam daftar bukan spam. Tidak sedikit terdapat beberapa komentar sampah yang memasukkan link berbagai macam produk kesehatan. Masih bagus kalau link tersebut sesuai dan layak untuk dilihat, umumnya link menuju hal-hal yang dewasa dan tidak baik untuk dilihat.

Dari beberapa literatur yang saya baca, terdapat beberapa kemungkinan mengapa komentar yang benar-benar bukan spam hingga bisa dimasukan dalam kategori spam. Salah satunya mungkin kesalahan pertama ketika memasukkan kode captcha atau terdapat kode html di kotak pesan.

Prinsip kerja Akismet dalam menyaring spam adalah secara otomatis dia akan mendeteksi pesan komentar apakah termasuk spam atau bukan dengan algoritma tertentu. Bila dia mengindentifikasi sebuah spam telah masuk, maka spam tersebut langsung dikirim ke database yang dimiliki oleh si pembuat Akismet (menggunakan remote server), bukan di database WordPress kita atau di server hosting kita.

Antara approve atau tidak saya sendiri masih bingung, karena sahabat yang rajin berkunjung kemari pun dianggap spam. Padahal saya mengenal betul bahwa itu bukan spam. Jadi sementara ini saya biarkan saja dahulu untuk selanjutnya mungkin akan saya lihat untuk di approve satu persatu. Kasihan kan sudah nulis banyak-banyak namun kenapa tidak muncul-muncul. Jika sahabat pernah berkomentar kemudian komentarnya tidak muncul, artikel ini mungkin mampu mewakili jawabannya.

Sepertinya artikel ini kurang begitu bermanfaat bagi saya pribadi mungkin lebih tepat sebagai jawaban atas komentar-komentar yang tidak muncul, sekaligus mengisi kekosongan posting dalam beberapa hari kebelakang.

Sekali lagi mohon maaf bila komentar Anda tidak muncul, itu bukan keinginan saya. Karena komentar disini sudah auto approve tanpa menunggu harus saya setujui. Jadi jangan sungkan untuk berkomentar,  dengan status blog dofollow mudah-mudahan blog ini memberikan sumbangan backlink yang cukup besar kepada siapapun yang telah berkomentar. Tetap semangat !

KapanLagi.com

Anda yang sering berkunjung ke blog ini tentu sudah tidak asing lagi dengan banner Luna Maya yang selalu menyapa kepada semua pengunjung, bagaimana ramah bukan setiap mampir kemari selalu saja ada senyum dari Luna Maya. Untuk rekan blogger yang baru mungkin pernah terbersit pertanyaan, ngapain juga saya pasang banner yang cantik ini. Atau mungkin pernah baca-baca dari informasi lain namun tidak begitu serius. Sahabat blogger yang pernah atau sedang menempatkannya di blog masing-masing tentu sudah pada tahu.

Saya maupun rekan blogger yang lain tidak semata-mata asal pasang saja tanpa ada tujuan. Yang sulit diketahui ketika banner tersebut di klik maka akan langsung menuju halaman utama kapanlagi.com, sementara alamat sebenarnya tidak terlihat. Namun jika membuka alamat url banner berada, maka akan terlihat bagian sub url untuk kontes ini. Saya sendiri termasuk telat dalam menempatkan banner ini, mungkin di akhir bulan Januari 2009 sesuai  postingan “Mempersunting Luna Maya” .

Tapi btw… bener ga ya itu Luna Maya, temen saya bilang foto di banner itu bukan Luna Maya, tidak masalah buat saya yang penting banner sudah terpasang titik. Terlalu panjang untuk pembahasan yang sederhana ini, ok langsung saja.

Kapanlagi.com sejak Januari 2009 s/d Juni 2009 mengadakan kontes KapanLagi.com’s Friends Periode II, berarti periode I telah lama berakhir yang berlangsung sejak Juli 2008 s/d Desember 2008. Sekarang telah memasuki periode II yang berakhir kemarin di bulan Juni 2009, sedangkan pemenang untuk periode II ini akan diumumkan tanggal 15 Juli 2009, itu artinya pemenang akan diumumkan besok. Mudah-mudahan saja tidak telat lagi seperti Periode I .

Lantas apa reward nya? total hadiah sebesar $5.000 untuk 10 orang pemenang, para pemenang akan dihubungi melalui email. Semoga nilai tukar dollar nya lagi bagus. Bagaimana menarik bukan? Saya tidak tahu mengenai kriteria penilaian para pemenang, langkah terakhir yang bisa dilakukan adalah berdo’a saja kepada Tuhan Yang Maha Esa.

Mudah-mudahan setelah periode II ini berakhir, dilanjutkan lagi dengan periode III, IV, V dan seterusnya,  setuju kan?  sehingga rekan yang belum sempat ikut dapat berpartisipasi di periode berikutnya. Namun periode yang panjang selama 6 bulan cukup melelahkan, ditambah semakin banyak yang melakukan pendaftaran menjadikan persaingan semakin ketat. Apapun yang terjadi tetap semangat! karena pada dasarnya ngeblog bukan untuk mencari materi semata, namun ada suatu tujuan yang lebih mulia dari itu, yaitu membangun suatu persahabatan, kebersamaan dan saling mempererat tali silaturahim.

Salam Bloggers!

Can I consolidate my car and ready personnel?

Yes, you can consolidate your car and ready personnel if you qualify for a greater loan. Usually it is easiest if you to have a house with enough a cushion of stockholders equity to borrow against him. However, you can consolidate even if you do not have a house.
Stockholders’ equity at the house consolidating DOS and Gift solid totals.

Before you cash draw the money out of your house, or type a credit line of stockholders’ equity at the house, consider following DOS and the don’ ts.

Enumerate all your balances of car and personal loan and interest rate.

Contact your lender running and several other lenders for quotations of rate.

Visit a Web site of taxes to determine if you qualify for a tax reduction of interest of loan of stockholders equity at the house. If you must pay the minimum alternative tax (AMT), then you are not entitled to this deduction.

Study your budget to make sure that you can comfortably allow the closing costs and monthly payments of the loan of stockholders equity at the house.

Compare several offers of loan to make sure that you receive the best rate and the most reasonable fees of a lender with a good reputation.

Do not be agreement on a loan of the first lender who makes a proposal.

Do not borrow more than you it need.

Do not borrow more than 80% of the value of your house between your loan of mortgage and stockholders’ equity from the house or credit line. For example, if your house is worth $140.000 and you always owe $100.000 on the mortgage, you can without risk borrow a maximum of $28.000, you to assume can accessible make with the payments for all the two mortgage and the loan of stockholders’ equity at the house.

Do not continue to create the new debt once your old debt is consolidated in the loan of stockholders equity at the house.

Do not treat your house like a cash register.
DOS of consolidation of personal loan and Don’ ts.

If you do not have a house, or do not have enough stockholders’ equity to borrow without risk against them, you can still be able to qualify. A new personal loan which combines your loan of car and ready preceding personnel is probably the best option. Before you secured a new loan, consider the latter DOS and don’ts.

Made interest rates of research to several lenders.

Consider all the costs and fees of the new loan before agreeing on him.

Examine your report/ratio and points of credit before the request to ensure the loans.

Correct the errors from your report/ratio to avoid obtaining a higher interest rate.

Do not be agreement on the first offer of loan which you receive.

Do not consolidate the existing loans which have an interest rate lower than the rate of the new personal loan.

Do not borrow more than you must consolidate your personal loans and of car.

Do not continue to create the new debt after you consolidated your old debt.

The consolidation of your automatic loans and personal loans certainly will help you to save time paying your monthly invoices and will reduce the argument. It can also reduce your taxes or interest rate. Although it can not be possible with each one, it is worth to look in.

[maaf sedang berlatih bahasa luar]

Akhirnya kesampaian juga memiliki website pribadi, setelah tanya info sana sini dan lirik kanan kiri. Sebelumnya saya ucapkan terimakasih untuk CS plasahosting (wah promosi  neh ) dengan keramahan dan bantuannya yang super cepat hingga website ini langsung bisa launching dalam hitungan menit.

Awalnya, website ini akan di launching kan pada pertengahan bulan Januari 2008 tepatnya tanggal 20. Mungkin pas dengan ulang tahun saya pada tanggal 20 Januari nanti, itung-itung sebagai kado ulang tahun . Namun, setelah saya pikir-pikir terlalu lama juga untuk menunggu selama kurang lebih 23 hari. Apalagi mengejar target submit ke search engine dan memaksimalkan SEO mungkin terlalu lama. Siapa tahu dalam 20 hari mengejar cinta (PR ) bisa menanjak naik. Sambil menyelam merangkak naik.

Website ini baru saja dibangun, masih banyak kekurangan disana-sini jadi harap maklum saja. Kan umur nya baru 1 menit .

Apa yang bisa diambil dari website ini ? Semua yang saya tuturkan merupakan pengalaman dalam beberapa tahun ke belakang dalam membangun blog dan website. Dari sifat pasif menuju perubahan ke sifat aktif, artinya selama beberapa tahun saya tidak melakukan kegiatan blog dan website untuk melihat berbagai peluang bisnis di internet. Namun, walaupun belum menghasilkan pendapatan yang besar per bulan dari internet, kiranya ingin berbagi dengan anda semua. Semua memang harus di mulai dari awal dan kerja keras dalam membangun usaha yang baik.

Kita tidak akan pernah gagal sebelum mencobanya, dan tidak akan pernah sukses sebelum kerja keras.  Mungkin itu yang selalu menjadi motivasi bagi saya. Kita tidak akan pernah tahu kebenarannya sebelum mencobanya, benar atau tidaknya akan kita ketahui setelah mencoba ikut terjun di dalamnya. Kemudian kita dapat menyimpulkan dan menyisihkan beberapa jenis usaha online yang dapat kita ikuti.

Salah satu kendala mungkin yang dulu sempat saya rasakan adalah bagaimana memulainya, dari mana awalnya dan harus bagaimana. Dulu saya sempat mengikuti berbagai macam program dan dari situ mulai banyak belajar untuk mengatahui bagaimana proses bisnis internet itu berjalan. Panduan dari berbagai forum dan literatur bisnis juga harus siap digunakan sebagai peta yang baik dalam perjalanan .

Mungkin yang dibutuhkan disini adalah semangat dan pemikiran positif dalama membangunnya. Jadi ayo tetap semangat !

Sudah pegal nih tangan, mau istirahat dulu nanti kita buat postingan sesikit demi sedikit. Semoga berkenan dan Selamat berkunjung di titobudiman.com !

Salam

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